What is the Aim of Udyogini Scheme | उद्योगिनी योजना क्या है

Udyogini Scheme, how to apply, motive, benefits, beneficiary, eligibility, documents, official website, helpline number | उद्योगिनी योजना क्या है, आवेदन कैसे करें, उद्देश्य, लाभ, लाभार्थी, योग्यता, दस्तावेज, आधिकारिक वेबसाइट, हेल्पलाइन नम्बर

The Central and State Governments make efforts that the country’s women become more self-reliant and financially independent. Therefore, many schemes are launched by the Central Government occasionally. Therefore, this scheme has been started to provide business training and cheap loans to the women businessmen of the country.

Through this scheme, women entrepreneurs in the country will develop. It has been started by the Women Development Corporation under the Government of India. Under this, those women in the country who want to start their own enterprise or who already have an enterprise will be given loans at low-interest rates.

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Udyogini Scheme in English

Udyogini Scheme
Udyogini Scheme
Name of SchemeUdyogini Scheme
Initiated byGovernment and Women Entrepreneurs in India
implemented byGovernment of India’s Women Development
MotivesTo encourage women entrepreneurs in India
BenefitsA maximum loan of 3 lakh rupees is provided
Beneficiaryall women entrepreneurs in India
how to applyThroughout the bank
Official websitehttps://udyogini.org/

Udyogini Scheme Objectives

The main objective of this scheme is to provide loans on working interest to eligible women to start their industries or other small industries. Many times it has been seen that women have to take loans at higher interest rates from other big industrialists, which increases the risk in the industry. In this scheme, along with loans, women will also be given free skill training for the industry.

इंदिरा गांधी प्यारी बहना सम्मान निधि योजना में आवेदन कैसे करे

Udyogini scheme Benefits

  • With this scheme, women entrepreneurs will be encouraged to easily take loans from banks and other financial institutions, so that they can start earning money.
  • Under the scheme, every eligible female entrepreneur will get a loan at a maximum interest rate of up to Rs 3 lakh.
  • Under the scheme, those women falling under SC and ST category whose enterprise cost is Rs 1 lakh to Rs 3 lakh and whose total annual family income is less than Rs 2 lakh, those women will get a 50% interest rate on the loan. Subsidy will be given.
  • Under the scheme, EDP skill training will also be given to women entrepreneurs.
  • Under this scheme, special category and general category women whose enterprise cost is up to Rs 3 lakh will be given a subsidy of 30% on the loan or a maximum of Rs 90,000 along with EDP skill training.
  • Through this scheme, every eligible woman will be able to get a loan at affordable rates/interest-free without any discrimination.

Udyogini scheme Supported Business List

A total of 88 types of businesses have been included under this scheme. That is, to avail of benefits under this scheme, every eligible woman should do only the given 88 types of business:

  • beauty parlor business
  • bangle making business
  • Coffee and tea powder manufacturing business
  • Notebook-making business on bookbinding
  • Corrugated Box Making Business
  • Spice making business
  • Plant nursery business
  • cotton thread-making business
  • Dairy and poultry farm business
  • cutpis clothing business
  • dry cleaning business
  • Diagnostic business
  • dry fish business
  • edible oil shop
  • eat out business
  • ration shop
  • energy food business
  • fax paper shop
  • agarbatti making business
  • fish stall business
  • Audio and Video Cassette Shop
  • bakery business
  • banana tender leaf business
  • flour mill shop
  • flower business
  • shoe making business
  • gift shop
  • firewood store
  • Household Article Shop
  • Handicraft Shop
  • ice cream shop
  • ink manufacturing factory
  • Gem, jelly, and pickle-making business
  • Jute and carpet business
  • Typing and photography business
  • community library business
  • leaf cup-making business
  • mat weaving business
  • match box making industry
  • milk shop
  • Mutton Stall Shop
  • Shop for newspapers, weekly and monthly magazines
  • old paper mart business
  • Nylon button-making business
  • stationery shop
  • Sweet Shop
  • STD-PCO booth business
  • Sewing, embroidery, weaving business
  • tea shop
  • raw coconut business
  • travel agency
  • tutorial business
  • typing institute business
  • vermillion making business
  • vegetable shop
  • wet grinding business
  • woolen textile business
  • Paan and cigarette shop
  • Betel leaf or chewing gum shop
  • papad making business
  • photo studio business
  • Phenyl and naphthalene ball business
  • photo studio business
  • plastic business
  • pottery making business
  • bottle cap-making business
  • cane and bamboo making business
  • Canteen and catering business
  • Chowk and Crayon-making business
  • slipper making business
  • Clinic
  • cleaning powder manufacturing business
  • textile dyeing and printing
  • quilt and bedding business
  • Radio and TV Service Station Business
  • ragi powder business
  • readymade garment business
  • real estate business
  • saree embroidery business
  • ribbon making business
  • security service work
  • Shikakai powder-making business
  • shops
  • silk thread business
  • silk weaving business
  • silkworm rearing business
  • Business of making soap oil, soap powder, and detergent cake
  • woodworking business

मुख्यमंत्री राजश्री योजना में कैसे अप्लाई करें

Udyogini Scheme Eligibility Criteria

  • Only women entrepreneurs will get the benefit of loans under the scheme.
  • Benefits under the scheme will be available only to women between 18 to 55 years of age.
  • The benefits of the scheme will be given only to the woman owner of the enterprise.
  • The benefits of the scheme will be available only to those women who have not defaulted on any loan before.
  • The benefit of the scheme will be available only to those women whose annual family income is less than Rs 1.50 lakh.
  • Under the scheme, loans will be available only to those women who have undergone EDP training lasting 3 to 6 days.

Udyogini Scheme Documents

  • Aadhar card
  • Birth certificate
  • Domicile Certificate
  • BPL Card
  • income certificate
  • caste certificate
  • bank passbook information
  • passport size photo
  • mobile number

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How to Apply for Udyogini Scheme

Offline

  • To apply offline under this scheme, you will first have to go to your nearest bank. Where you will have to take all your documents with you.
  • Your documents will be scrutinized by these banks and they will then be sent to the corporation for loan subsidy.
  • Once the loan is approved, the loan amount will be transferred directly to the bank account of the beneficiary woman.
Udyogini Scheme Official Website
Udyogini Scheme Official Website

Online

  • For this, first of all, you have to go to the official website of your bank.
  • Then you have to choose this scheme here, upload all the documents, and apply.
  • Then the CDPO will examine these applications and forward them to the committee.
  • Then your application and documents will be scrutinized by the Bank/KSFC officials and you will be given the subsidy and loan.
  • Then after the loan is approved, the loan amount will be transferred directly to the bank account of the beneficiary woman.
Udyogini Scheme Official WebsiteClick Here
Udyogini scheme Helpline Number91-9319620533
mail@udyogini.org

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FAQ

What is Udyogini scheme?

Under this scheme, every woman businessman in the country will be given a loan of up to Rs 3 lakh at a low-interest rate. Along with this, skills training will also be given.

Who is eligible for Udyogini Yojana 2024?

1. Only women businesswomen will get the benefit of the scheme.
2. Only women between 18 to 55 years of age can avail of the benefits of the scheme.
3. The benefit of the scheme will be available only to those women whose annual family income is Rs 1.50 lakh or less.
4. Loan will be available only to those who have taken skill training of 3 to 6 days.

which banks are offering Udyogini scheme?

Under this scheme, Bajaj Finserv, Saraswat Bank, Punjab Sindh Bank, and Karnataka State Women Development Corporation are some of the banks that will give loans under this scheme.

what is the interest rate for loans availed under the Udyogini scheme?

Under this scheme, you will be given a loan at an interest rate up to 6%.

What is the repayment period for loans availed under the Udyogini scheme?

Under this scheme, you will have to return the loan amount within 36 months. In which there is a moratorium of 6 months.

How long does it take for loans to be Sanctioned under the Udyogini scheme?

Under this scheme, your loan amount will be transferred to your bank account within 15 days.

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